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Micro Business Loan

Fuel your business — collateral-free loans up to ₹50 lakh

Get a quick, unsecured business loan for working capital, expansion, equipment or stock — disbursed in 48 hours.

Interest Rate

Starting 14% p.a.

Loan Amount

Up to ₹50 Lakh

Tenure

Up to 5 years

Key Benefits

Why choose our Micro Business Loan?

  • No collateral or guarantor required
  • Disbursal in 48 hours
  • Loan amount up to ₹50 lakh
  • Flexible tenure up to 60 months
  • Minimal documentation
  • Pre-approved offers for existing customers
Top Features

What makes it different

  • Unsecured business loan
  • Funds for working capital, expansion, machinery
  • No restriction on end-use
  • EMI or flexi-overdraft repayment
  • Online application & sanction
  • Special offers for women entrepreneurs
Eligibility

Are you eligible?

  • Business vintage 2+ years
  • Annual turnover ₹10 lakh+
  • Age 23-65 years
  • Profitable last 2 years (ITR proof)
  • GST registered (where applicable)
Documents

What you'll need

  • PAN of business & proprietor / partners
  • Last 2 years ITR with computation
  • Last 12 months bank statements
  • GST returns (last 12 months)
  • Business registration / incorporation proof
  • KYC documents of applicant
EMI Calculator

Micro Business Loan EMI Calculator

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Get your Micro Business Loan approved today

Our loan expert will call you within 30 minutes with the best offer from 30+ banks.

  • No hidden charges
  • 100% paperless application
  • Dedicated relationship manager

Apply for Micro Business Loan

Fill the form — we'll handle the rest.

FAQ

Frequently asked questions

Do I need to pledge anything?

No. Loans up to ₹50 lakh are 100% unsecured.

How fast can I get the money?

Approval in 24 hours, disbursal in 48 hours after KYC.

Can a new business apply?

Most lenders require 2+ years of business vintage. New businesses can explore secured options.

What is the interest rate?

14% to 26% per annum depending on credit profile, business turnover and tenure.

Can I prepay the loan?

Yes, after 6 EMIs. Prepayment charges of 2-5% may apply.