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Loan Against Property

Unlock your property's value — get up to ₹10 Cr

Mortgage your residential, commercial or industrial property and get a high-value loan at the lowest interest rates.

Interest Rate

Starting 9.25% p.a.

Loan Amount

Up to ₹10 Cr

Tenure

Up to 20 years

Key Benefits

Why choose our Loan Against Property?

  • Get up to 70% of property market value
  • Long tenure up to 20 years
  • Use funds for any personal or business need
  • Lower EMI than personal loan
  • Quick approval in 5-7 days
  • Existing loan balance transfer allowed
Top Features

What makes it different

  • Loan against residential, commercial or industrial property
  • Top-up loan facility available
  • No end-use restriction
  • Flexible repayment via EMI or overdraft
  • Online property valuation
  • Pan-India presence
Eligibility

Are you eligible?

  • Salaried & self-employed individuals
  • Age: 25 to 70 years
  • Indian resident only
  • Property must be clear of legal disputes
  • Minimum income ₹40,000/month
  • 750+ CIBIL score preferred
Documents

What you'll need

  • PAN, Aadhaar & address proof
  • Income proof (salary slips / ITR for 2 years)
  • Last 6 months bank statements
  • Property title documents
  • Property tax receipts & approved building plan
  • NOC from society if applicable
EMI Calculator

Loan Against Property EMI Calculator

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Get your Loan Against Property approved today

Our loan expert will call you within 30 minutes with the best offer from 30+ banks.

  • No hidden charges
  • 100% paperless application
  • Dedicated relationship manager

Apply for Loan Against Property

Fill the form — we'll handle the rest.

FAQ

Frequently asked questions

Can I get LAP on a rented property?

Yes, as long as you are the legal owner of the property.

What types of property are accepted?

Residential, commercial and industrial properties — both self-occupied and rented.

Is LAP cheaper than a personal loan?

Yes. LAP rates start at 9.25% vs 11%+ for personal loans because it is a secured loan.

Can two co-owners apply jointly?

Absolutely. Joint applications often improve loan eligibility.

Is the loan amount based on property value or my income?

Both — the lender considers property value (LTV) and your repayment capacity.