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Home Loan

Own your dream home with India's lowest Home Loan rates

Get a home loan up to ₹5 Cr at interest from 8.40% p.a. with tenure up to 30 years and minimal paperwork.

Interest Rate

Starting 8.40% p.a.

Loan Amount

Up to ₹5 Cr

Tenure

Up to 30 years

Key Benefits

Why choose our Home Loan?

  • Lowest interest rate starting 8.40% p.a.
  • Loan tenure up to 30 years
  • Up to 90% of property value financed
  • Tax benefits under Section 80C & 24(b)
  • Doorstep document collection
  • Pre-approved offers in 5 minutes
Top Features

What makes it different

  • Balance transfer with top-up facility
  • Flexible repayment options
  • Step-up & step-down EMI plans
  • Part-prepayment with no charges (floating rate)
  • PMAY subsidy benefit eligible
  • Online application & tracking
Eligibility

Are you eligible?

  • Salaried: 21-65 years, min income ₹25,000/month
  • Self-employed: 25-70 years, min ITR ₹3 lakh/year
  • Indian resident or NRI
  • Minimum 750 CIBIL score recommended
  • Stable employment of 2+ years
Documents

What you'll need

  • PAN Card & Aadhaar Card
  • Last 3 months salary slip / 2 years ITR
  • Last 6 months bank statements
  • Property documents (Sale agreement, NOC)
  • Address proof (utility bill/passport)
  • Passport-size photographs
EMI Calculator

Home Loan EMI Calculator

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Get your Home Loan approved today

Our loan expert will call you within 30 minutes with the best offer from 30+ banks.

  • No hidden charges
  • 100% paperless application
  • Dedicated relationship manager

Apply for Home Loan

Fill the form — we'll handle the rest.

FAQ

Frequently asked questions

What is the maximum home loan I can get?

You can get up to 90% of the property value, capped at ₹5 Cr depending on your income and credit profile.

Can I prepay my home loan?

Yes, prepayment is free for floating-rate home loans. Fixed-rate loans may attract 2-4% prepayment charge.

Are there tax benefits on a home loan?

Yes — up to ₹1.5 lakh on principal (80C) and ₹2 lakh on interest (Section 24b) per year.

What is PMAY?

Pradhan Mantri Awas Yojana provides interest subsidy of up to ₹2.67 lakh for eligible first-time home buyers.

How long does approval take?

Pre-approval in 5 minutes, final sanction in 2-5 working days post document verification.